Blog Archives for March 2012

Student Loan Ranger: Learn What the Student Loan Forgiveness Act Could Mean for You

March 30, 2012

On March 8, Congressman Hansen Clarke (D-Mich.) introduced H.R. 4170, the Student Loan Forgiveness Act of 2012

Normally we don't go into the findings of particular pieces of legislation, but the Student Loan Ranger thinks findings like this are refreshing and show Rep. Clarke is living in the reality most of us inhabit, including:

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Remembering a John A. Payton

March 26, 2012

Last week, the legal field lost a true advocate and innovator with the passing of John A. Payton.  As a dedicated civil rights attorney, Mr. Payton constantly challenged the system and worked towards ending racial discrimination in America.

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Student Loan Ranger: Students have new outlet for loan complaints

March 22, 2012

Last week, student loan borrowers (your very own Student Loan Ranger included) received some exciting news when the Consumer Finance Protection Bureau announced, "Our student loan complaint system is open for business."

We are thrilled the CFPB has begun to exercise its oversight authority regarding student loans. We're also wondering whether using the phrase "open for business" was a clever play on words or inadvertent satire, given popular opinion on the student loan business. We're leaning toward the former since we're loving what the Bureau has been doing so far.

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Student Loan Ranger: Is Student Debt Prolonging the Recession?

March 15, 2012

Numerous people have proposed that forgiving student loan debt would act as a fiscal stimulus, and a petition created by Robert Applebaum of is available to sign if you agree and are interested in sending that message to President Obama and Congress. But there is also an argument that the nearly $1 trillion in student loan debt is slowing down economic recovery, primarily by constricting the still struggling housing market.

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Helping the Unemployed in a Bad Economy

March 13, 2012

The economic crisis has made it increasingly difficult for low-wage workers to not only find a job, but also stay employed.  While high unemployment can be found across the country, the unemployment rates in the lowest-income communities of the District have soared and are among some of the highest in the nation.  In Ward 8, which includes some of D.C.’s poorest neighborhoods, the unemployment rates have reached Depression-era levels with more than 30 percent of residents out of work.

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Student Loan Ranger: New Federal Initiatives Help Students Understand Loans

March 8, 2012

Borrowing and repaying loans in any context is a complicated process to understand. Borrowing for college is no different; teenagers are expected to weigh numerous—and complex—factors and conduct a sophisticated cost-benefit analysis before deciding whether a particular school is worth the debt. And they are bound by their choice for many years after graduation.

At the Student Loan Ranger, we like to help guide you if we can. The Consumer Finance Protection Bureau (CFPB) and the Department of Education have also been plugging away at deciphering some of the information you may want to look at when considering borrowing for school.

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Spend the Summer Shaping your Future

March 7, 2012

Last year, as a rising Duke University 2L, Haley Warden served at Washington, D.C.’s Servicemembers Legal Defense Network (SLDN).  During an exciting time in the LGBT equality movement, Haley spent her summer focused on how the repeal of Don’t Ask Don’t Tell (DADT) in September 2011 would impact service members, specifically legally married same-sex couples applying for benefits, those discharged who would like to reenter military service, and former service members hoping to upgrade discharge characterizations.  In addition to gaining experience working with clients, the most beneficial aspect of her summer service was the research she compiled to create a guide to provide LGBT service members information on how the repeal would impact their lives. 

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Student Loan Ranger: Obama Proposal May Address Growing Education Gap

March 2, 2012

Recently, the New York Times reported on the growing education gap between low-income and affluent students. One study cited found that since the 1960s, the gap in standardized test scores has grown by about 40 percent.

And the gap isn't limited to primary and secondary education. A separate University of Michigan study, also cited in the article, found that since the late 1980s, the gap in college completion grew by about 50 percent.

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